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All loans are subject to approval by the lender. Loan terms, amounts, and conditions will vary based on the lender’s policies and your creditworthiness.
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APR Example: Borrow $500. The loan is due in 14 days (payday loans). For each $100 borrowed, you pay $15 in interest (this is standard in many Canadian provinces, but it can vary). After 14 days, you will repay $575.
APR Calculation: The APR reflects the total cost of the loan if it were borrowed over a year. Since payday loans are short-term, the APR appears high because it accounts for the interest being charged over a short period.
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