At Payday Rocket, we value privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect your data when you visit our website and use our services. By using Payday Rocket (the "Website") and submitting your personal information, you agree to the terms outlined in this Privacy Policy.
1. Information We Collect
We collect personal and non-personal information when interact with our Website, apply for loans, or connect with us. The types of information we collect include:
Personal Information
Contact Information: Name, email address, phone number, mailing address.
Identification Information: Date of birth, government-issued ID numbers.
Financial Information: Employment status, income details, bank account information.
Credit Information: Credit score, credit history (if applicable).
Non-Personal Information
Technical Data: IP address, browser type, operating system, and Website usage data (collected through cookies and similar technologies).
Geographic Data: General location based on IP address.
2. How We Use Your Information
We use the information we collect for the following purposes
Loan Application Processing: To present to lenders and facilitate the loan approval process.
Communication: To contact regarding loan application, provide customer support, and send updates about our services.
Service Improvement: To analyze Website usage and improve our services, user experience, and content.
Compliance: To meet legal responsibilities, such as reporting requirements and responding to legal requests.
Marketing (with consent): To send you promotional materials about Payday Rocket and related services. You can opt out of marketing communications at any time.
3. Sharing Your Information
We do not sell and rent your personal information. However, we may share your information with third parties in the following conditions:
Lenders and Financial Partners: We share your information with lenders and finance providers to process your loan application and match you with suitable loan options.
Service Providers: We may share your information with trusted third-party service providers (e.g., IT support, payment processors) who support in operating our Website and services.
Legal Requirements: We may reveal information when required by law, court orders, or to protect our legal rights and comply with regulatory obligations.
Business Transfers: If Payday Rocket is learned or fused with another company, your info may be transferred to the new object as part of the transaction.
4. Cookies and Tracking Technologies
We use cookies and similar following technologies to enhance your experience on our Website. These technologies help us collect non-personal data such as:
- Website usage
- Preferences (to provide a more personalized experience)
- Session management (keeping you logged in)
You can adjust your browser settings to refuse cookies or alert you when cookies are being used. However, disabling cookies may affect your ability to use certain landscapes on the Website.
5. Data Security
At Payday Rocket, we take data security seriously. We tool a variety of physical, electronic, and executive safeguards to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include
Encryption: Sensitive information (e.g., financial data) is encrypted during transmission using SSL (Secure Socket Layer) technology.
Access Control: Only authorized personnel have access to personal data, and we regularly review our security practices to ensure compliance.
Despite these efforts, no method of show over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as needed to fulfill the purposes outlined in this Privacy Policy, or as required by law. Once your information is no longer needed, we will fast delete or anonymize it.
7. Your Rights and Choices
As a Canadian user, you have certain rights regarding your personal information, including
Access and Correction: You have the right to access and correct any personal information we hold about you.
Data Deletion: You can request the removal of your personal information, subject to legal or pledged limitations.
Opt-Out of Marketing: You can opt-out of receiving marketing public services at any time by following the unsubscribe link in the emails or contacting us directly.
Consent Withdrawal: If you have provided consent for specific data processing activities, withdraw your consent at any time.
To exercise any of these rights, please contact us at support@paydayrocket.ca.
8. Children’s Privacy
Payday Rocket does not knowingly collect or solicit personal information from children under the age of 18. If you believe we have collected information from a minor, please contact us directly, and we will take steps to delete the information.
9. Third-Party Links
Our Website may contain links to third-party websites or services. Please note that this Privacy Policy applies only to Payday Rocket. We are not responsible for the privacy practices or content of third-party websites. We reassure you to review their privacy policies before providing any personal information.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our does and legal obligations. When we make changes, we will update the “Effective Date” at the top of this policy and notify you through appropriate means (e.g., a notice on our Website). Your continued use of the Website after any updates constitutes your acceptance of the revised policy.
